Earlier this month, I posted an article on how to save lots of money on eyeglasses.  However, many people wear contacts, so today I am offering up a set of tips to help you save on contacts.

1. Get Your Prescription – The FTC issued the “Contact Lens Rule” in July 2004 that provides patients with certain rights.  Chief among them is that your ophthalmologist, optometrist, or licensed optician must provide you with a copy of your contact lens prescription.  With this in-hand, you can shop retailers or online stores for the best price available.
2. Leverage Your Flexible Spending Account – If your employer offers a Flexible Spending Account (FSA), you can use it to purchase contacts or other qualified healthcare expenses with pre-tax income.  In other words, this program allows you to use a portion of your income for health or childcare related expenses, without having to pay tax on that portion of your income.  If you spend $300 on contacts and your tax rate is 28%, the FSA will help you save about $80.
3. Ask for Samples – Many eye doctors will provide free trial lenses to patients in order to check the fit.  If your doctor suggests a few brand or type of lens, ask for a sample so you can try it before buying a full set.
4. Compare Prices – Locally, check big-box retailers like Walmart and Costco.  When comparision shopping, be sure to account for costs such as tax and shipping so that you are comparing each quote accurately.  Popular online sites include: 1-800 CONTACTS, Vision Direct, Lens.com, Coastal Contacts, Discount Contact Lenses
5. Price Matching – Many retailers will match competitor’s prices.  Don’t be shy about asking your favorite retailer if they will match the prices you have found while shopping.
6. Buy in Bulk – Some retailers offer discounts or rebates when you buy lenses in quantity.  If your finances allow it, consider buying in bulk to make the most of your money.
7. Look for Coupons and Rebates – When shopping, do a quick search to see if there are any coupons or rebates available for the lenses you need to purchase.  A quick “Google” can easily save you a few dollars in some cases.

And finally, be careful with your eyes.  It is not prudent to try and save money by using your contacts longer than the manufacturers recommendation.  Nor is it safe to reuse contact solution.

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